Vision Insurance Plans vs. Medical Insurance Plans
Many patients have both vision and medical insurance. Each insurance covers different services and it’s important to know the differences. Please reference the chart below to better understand what each insurance may cover. Please familiarize yourself with your individual insurance plan benefits and requirements including:
- Co-pay, deductibles, and co-insurance percentages
- Referral to our specialty, if one is required by your plan
Vision Insurance
Determining patient’s glasses prescription
Purchasing glasses or contact lenses
Annual routine eye exam for a healthy patient who has no eye problems or symptoms
Refraction for nearsightedness, farsightedness, or astigmatism
Does NOT cover medical conditions, injuries, or treatments
Medical Insurance
Coverage for medical conditions, including those that affect the eyes
Cataract, glaucoma, age-related macular degeneration, strabismus (eye turn) and amblyopia (lazy eye)
Diabetes
Eye infection and pink eye
Dry eyes and eye allergies
Eye trauma and injuries
May NOT cover refraction for nearsightedness, farsightedness, or astigmatism
Beach Eye Care Accepts Most Health Insurance & Vision Plans
We accept most major insurance and vision plans offered in Virginia. If you do not see your provider listed here or have any questions, please contact our office. We will also gladly verify coverage for you.
A - C
AARP
Aetna
American Society Insurance (ASI)
Anthem
Anthem Healthkeepers
APWU Healthplan
Avesis Vision
Beech Street
Blue Cross Blue Shield
Champ VA
Cigna
Coventry (First Health)
Aetna
American Society Insurance (ASI)
Anthem
Anthem Healthkeepers
APWU Healthplan
Avesis Vision
Beech Street
Blue Cross Blue Shield
Champ VA
Cigna
Coventry (First Health)
D - F
Davis Vision
EyeMed
EyeMed
G - I
GEHA
GHI Golden Rule
Great West
Hartford Life
Humana
GHI Golden Rule
Great West
Hartford Life
Humana
J - L
We don’t currently work with your insurance provider.
M - O
Mail Handlers
Mamsi (under UHC)
Medcost
Medicaid
Medicare
Medicare Railroad
Multiplan
Mutual of Omaha
National Association of Letter Carriers (NALC)
Optima
Mamsi (under UHC)
Medcost
Medicaid
Medicare
Medicare Railroad
Multiplan
Mutual of Omaha
National Association of Letter Carriers (NALC)
Optima
P - R
PHCS
Prudential
Prudential
S - U
Sentara Healthplans
Superior Vision
Today’s Options
Tricare
Tricare Prime
United Healthcare
USAA
Superior Vision
Today’s Options
Tricare
Tricare Prime
United Healthcare
USAA
V - X
VA Health Network
VA Premier
Vision Benefits of America
VSP Eye Care
VA Premier
Vision Benefits of America
VSP Eye Care
Or call us at 757-425-5550